Indian Rock Dental accepts most of dental PPO insurances, CSEA dental and Fidelis Care plans are accepted as well.
Indian Rock Dental is providing high-quality, affordable dental carefor people of all ages. We strive to provide you with the options what fit your budget.
We have treatedthousands of children and adults. Every situation is unique. Having a child dental emergency or adult dental emergency, toothache or a cracked denture, we work hard to receive an approval for your treatment. Dental insurance could be confusing, that's because it does not work like a medical insurance. Dental coverage works more like a discount plan that a person (or company) can buy to receive a discount for dental procedures.
This page is an introduction to dental benefits and is a starting point in learning about dental coverage, many dental plans provide common dental benefits there are substantial differences between dental plans.
Basis of Dental Plans:
There numerous dental plans exist, each plan offers different features, its imperative to understand how your dental coverage works to maximize benefits. Some dental plans may cover 100% and have no copayments for regular checkups and cleanings, regular dental exams and cleanings are one of best ways to keep your teeth healthy for a long time, please see more information below.
Most of dental plans function more like discount for the dental treatment to lower the cost, if the way for the dental plan providers to help reduce the cost for dental care.
Important things to know about your dental plan:
Dual coverage - dental treatment for a person can be covered by more than one dental benefits plan, for example dental services are provided to a minor who has the coverage from both parents’ dental plans.
Deductible- most of dental plans have a deductable, it's the dollar amount that a person (or family) pays before the insurance starts paying for you. For example if a family plan has $200 deductible, dental coverage will begin after this amount is met.
Yearly Maximum- Its the annual dollar amount that the plan will cover for individual, or for family plan, some dental plans may include separate orthodontics maximum that is separate amount from the annual plan.
Co-payment- Most of benefit plans pay a percentage of the total cost for the treatment and you are responsible to the remaining balance.
There four categories of dental care with different levels of financial coverage, please see example below:
1. Preventative - Most plans cover 100% for two annual visits.
2. Basic Services -Most plans cover 70-90% up to the maximum annual coverage.
Root Canal therapy
3. Major Services -Most plans cover 50-60%up to the maximum annual coverage.
4. Orthodontics - If included in the plan, coverage is50 %.