Indian Rock Dental is providing high-quality, affordable dental care for people of all ages. We strive to provide you with the options what fit your budget.
We have treated thousands of children and adults. Every situation is unique. Having a child dental emergency or adult dental emergency, toothache or a cracked denture, we work hard to receive an approval for your treatment. Dental insurance could be confusing, that’s because it does not work like a medical insurance. Dental coverage works more like a discount plan that a person (or company) can buy to receive a discount for dental procedures.
This page is an introduction to dental benefits and is a starting point in learning about dental coverage, many dental plans provide common dental benefits there are substantial differences between dental plans.
There numerous dental plans exist, each plan offers different features, its imperative to understand how your dental coverage works to maximize benefits. Some dental plans may cover 100% and have no copayments for regular checkups and cleanings, regular dental exams and cleanings are one of best ways to keep your teeth healthy for a long time, please see more information below.
Most of dental plans function more like discount for the dental treatment to lower the cost, if the way for the dental plan providers to help reduce the cost for dental care.
Dental treatment for a person can be covered by more than one dental benefits plan, for example dental services are provided to a minor who has the coverage from both parents’ dental plans.
Most of dental plans have a deductable, it's the dollar amount that a person (or family) pays before the insurance starts paying for you. For example if a family plan has $200 deductible, dental coverage will begin after this amount is met.
Its the annual dollar amount that the plan will cover for individual, or for family plan, some dental plans may include separate orthodontics maximum that is separate amount from the annual plan.
Most of benefit plans pay a percentage of the total cost for the treatment and you are responsible to the remaining balance.
There four categories of dental care with different levels of financial coverage, please see example below: